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20 Palmas Dr., Surfside Beach
Photo 1 of 37

$587,000

Reduced from $597,000

Price reduced
Home type
Single family
Beds
4
Baths
3.5
Sq ft
2,323
Acreage
0.06 acres
Year built
2004
Garage
2-car
HOA
$230

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About this home

Welcome to this stunning 4-bedroom, 3.5-bath raised beach home located just four blocks from the ocean. Designed with versatile living in mind, the ground floor features a private guest suite with its own dedicated entrance, full bath, and access to the rear patio—ideal for visitors or dual-living arrangements. The oversized garage includes an extra 8x10 flex space perfect for golf cart storage or beach gear. The second level boasts an open-concept layout seamless for entertaining, featuring a spacious kitchen, dining area, and a light-filled great room that opens to a private balcony overlooking the pool. A convenient powder room completes this floor. Upstairs on the third level, you’ll find three generous bedrooms, including a primary suite complete with an en-suite bath and walk-in closet. Two additional bedrooms share a full hall bath, and a dedicated laundry room adds everyday convenience. Enjoy direct access to the sparkling community pool right across the street! Unbeatable location just steps from the beach, local farmers market, dog park, dining, and the brand-new pier.

Key highlights

  • Designed with versatile living in mind, the ground floor features a private guest suite with its own dedicated entrance, full bath, and access to the rear patio—ideal for visitors or dual-living arrangements.
  • The second level boasts an open-concept layout seamless for entertaining, featuring a spacious kitchen, dining area, and a light-filled great room that opens to a private balcony overlooking the pool.
  • A convenient powder room completes this floor.

More property details

Interior

Kitchen

  • Range
  • Garbage Disposal
  • Refrigerator

Interior Features

  • Smoke Detector
  • Wshr/Dryer Connection
  • Furnished

Exterior & construction

Architectural style
RaisedBeach
Zoning
RES

Exterior Finish

  • Vinyl Siding

Levels

  • Three or More

Foundation

  • Slab

Exterior Features

  • Patio
  • Balcony
  • Front Porch

Lot Description

  • Rectangular

Parking

Garage spaces
2

Parking features

  • Garage Door Opener

Utilities

Heating and Cooling

  • Central Heat
  • Central Air
  • Electric

Utilities Available

  • Electricity
  • Water Public
  • Cable TV

HOA & community

Amenities Available

  • Home Owners Assoc. Fees
  • Pool - Outdoor Community
  • Seller Disclosure
  • Long Term Rental Allowed
  • Owner Allowed Motorcycle
  • Tenant Allowed Motorcycle
  • Owner Allowed Golf Cart
  • Tenant Allowed Golf Cart

HOA Fee Includes

  • Pool Service
  • Landscape/Lawn

Schools

Elementary
Seaside Elementary School
Middle
Saint James Middle School
High
Saint James High School

Price history

Current asking price
$587,000
Original list price
$597,000
Listed
Aug 8, 2026
Last price change
Sep 4, 2026

Location and local market

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Surfside Beach area

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Estimated monthly payment

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Down payment
20% · $117,400

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Estimated total monthly

$3,614/mo

$2,968 principal & interest · $416 taxes & insurance · $230 HOA

20% · $117,400

Loan amount $469,600. Estimate only — taxes, insurance, and HOA are approximate. Not a lending quote.

Listing information

Listed with Dunes Living Real Estate. MLS #2619703. Data source: Coastal Carolinas MLS. Information is deemed reliable but not guaranteed.